Let Me Explain...

I'm a nearly middle-aged single female.
I work full time.
I pay a mortgage and various bills.
I'm always broke.
In January of this year I began a debt management programme to try and improve my financial situation.

By the middle of each month I am always skint.
I'm not talking about ''Oh I'm skint, I've got £100 to last till payday...'' I'm talking less than £5.00 in the bank.

I also live in a cluttered, tatty house that I call The Hovel.
I'm deliciously overweight (Sexy as owt though.) and refuse to diet.
I'm chronically lazy. I don't exercise.
I hate getting up in the mornings.
I find my job really hard.
I'm frequently depressive, (you may discover) a confirmed hypochondriac, (you're bound to find out) and actually quite a nice person with a dry sense of  humour.
I'll also obsess about how I'll feed myself each day...

I probably won't blog about my love-life or about specific people unless I 'anonymise' (should be a word) them, as that's my business and other people's business. (Sorry!)

What I'm going to talk about is what financial state I find myself in. How I get through the month with no money. How I feel about things.  How well I am...Who feeds me.... How I might make money.  Basically how I get by. Some bits may work, some may not...

If you're interested, you're more than welcome to read my shit...