Prologue

It's Friday afternoon.
I'm getting over some sort of flu, have been off work for 4 days.
I have hardly anything in the house worth eating.

I couldn't check my bank account because I've lost the little calculator thingy that they send you to use to log into the bank.

So anyway I remember the password and I get in:  Shock horror.... £3.54 available.
I don't get paid for 12 days.

This is the story of my life......